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Payday Loans FAQ
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| 1.Payday Loan: what is it? |
| A Payday Loan (or a Cash Advance Loan) is a short term Personal Loan that is repaid with a preauthorized electronic withdrawal from your bank account on your next payday. |
| 2.How long does it take to be approved? |
| Depending on the Lender who accepts your inquiry, it usually takes less than a day for approval after our affiliated lenders have received all your information.
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| 3.Is my information secure? |
| Absolutely. We respect your privacy. Our system is designed to protect your personal information. |
| 4.How will my information be used? |
| Please click on the following link for details on how the information you provide on our websites is being used:Click Here |
| 5.What are the requirements for approval? |
While the conditions vary from lender to lender, and depending on the lender who accepts your inquiry, most of them require:
- A current job for at least 3 consecutive months.
- Take home a minimum of $1000.00 monthly after taxes.
- Valid bank account in your name.
- Current home and work phone number.
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| 6.What if I have poor credit? |
| Your potential lender may often loan to people who have had past credit problems. |
| 7.How much can I borrow? |
| Depending on the lender you will be matched with, you can borrow up to $1500.00. |
| 8.Do you run a credit check for a payday loan application? |
| No. Our payday loan lenders do not run credit checks. Consumer databases such as "Teletrack" may be used by some of our payday lenders for a fast approval. |
| 9.How will I know that you will only withdraw what I owe on the loan? |
| Your potential lenders have no legal right to withdraw more from your account than you authorize in the loan agreement. |
| 10.I have submitted the loan request. What should I do next? |
| A customer service representative from your potential lender will contact you shortly. An email with instructions on how to proceed has been sent to the email address you have provided. |
| 11.What are your fees? |
| Our company provides this service absolutely free to you. The lenders you are matched with, however, do charge service fees. |
| 12.When do I need to repay the loan? |
| Your potential lender will let you know. Loan due dates may be on your payday. This may vary from lender to lender. |
| 13.I cannot submit my loan request. |
If you are experiencing difficulties submitting your request, please use the following form
Loan Application Form
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| 14.How do I know about the status of my payday loan submission? |
| All applicants will receive their status through email. In some cases you will be contacted by phone. |
| 15.Can I get a loan without a bank account? |
| No. |
| 16.I am unemployed. Can I apply for a payday loan? |
| No. |
| 17.How long does it take to get the money into my account? |
| Delivery of money into your checking account can usually be arranged either on the same day or the next banking day. |
| 18.My online request could not be processed at this time. What does it mean and what should I do next? |
Based on the information you provided, none of our lenders was able to provide the service you have requested. For more lending resource please.CLICK HERE
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